Starpresta: Crédito Seguro

Starpresta offers online personal loans subject to evaluation, identity verification, and approval according to internal risk policies.

The application process is completed digitally with clear information regarding the loan term, costs, and payment obligations.

Starpresta Loan Details:

Loan Amount: $500 - $30,000 MXN.

Loan Term: 91 to 180 days.

Daily Interest Rate: 0.01% - 0.1%.

Fee: 5% - 20% of the loan amount.

VAT: 16% on applicable charges.

Annual Percentage Rate (APR): 188% - 540% excluding VAT, for informational purposes only.

Example Interest Calculation:

For a loan of MXN $10,000 for 120 days, with 8 bi-weekly payments, a daily interest rate of 0.05%, and a commission of 6%:

Interest to be paid: MXN $10,000 × 0.05% × 120 = MXN $600.

Commission: MXN $10,000 × 6% = MXN $600.

VAT on interest: MXN $600 × 16% = MXN $96.

Total amount to be paid: MXN $10,000 + MXN $600 + MXN $600 + MXN $96 = MXN $11,296.

Approximate bi-weekly payment: MXN $11,296 / 8 = MXN $1,412.

Requirements:

- Be over 18 years old

- Be a Mexican citizen and reside in Mexico

- Have your own bank account with at least 1 year of history

- Valid INE/IFE (Mexican voter ID)

Process:

1. Download the app

2. Complete the application (no upfront payment required)

3. Identity verification

4. Application evaluation and, if approved, deposit to your account

Benefits:

- 100% online

- Deposit to your account upon approval

- Improve your credit line with on-time payments

- Your credit history may be shared with credit agencies in accordance with applicable law

- Professional support during business hours

Service Features:

● Digital process subject to identity verification and risk analysis

● Deposit to your own bank account upon approval and formalization

● Good payment history may be considered in future evaluations

● Credit information may be reported or consulted in accordance with applicable law and with the corresponding authorizations

● Customer support during business hours

Starpresta: Personal Loans in A line with a clear process, transparent costs, and approval subject to evaluation. Download the app to start your application.

Contact us:

- Operated by: PLANET COLLECTION SA DE CV.

- Privacy Policy: https://www.starpresta.com/privacy

- Website: https://www.starpresta.com/

- WhatsApp: +52 55 3106 5674

- Phone: +52 55 93314687

- Email: ayuda@starpresta.com

- Address: Calle Juan Vazquez Mella, No. 481, Polanco, Miguel Hidalgo, Mexico City, 11510

- Hours: Monday to Saturday, 9:00 AM - 6:00 PM