핀다 - 누적 금융사 최다 96개! 1분 대출비교

🥇 Compare over 300 loan products from the highest number of cumulative partner financial institutions (96), including 12 Tier 1 banks (*Based on financial institutions with a history of signing loan solicitation contracts until May 2026)

💵 One-click comparison of conditions for a wide range of loans including personal loans, mortgage loans, auto collateral loans, business loans, emergency loans, government-supported loans (Sunshine Loan, New Hope Loan, Saitdol 2), and microloans

🏆 Korea's first loan comparison platform, Finda, surpasses 12 trillion won in cumulative brokered loans! (*Based on Finda service launch July 2019 – October 2025)

📑 Receive useful financial life information via Finda Post

🔍 Plan your loans in advance using the DSR calculator and home loan limit calculator; check your DSR, DTI, and maximum loan amount directly in the app.

👌 Loan Comparison

· From personal loans to emergency loans and mortgage loans, all without affecting your credit score! Finding the Most Advantageous Loan for You

· Compare products from commercial banks, including 12 Tier 1 financial institutions such as Woori Bank and KB Kookmin Bank, all at once

· View everything at once, from emergency loans with quick deposits to government-supported loans like Sunshine Loan and New Hope Loan

· Provides a one-stop in-app agreement service that allows you to execute a loan immediately within the Finda app

· Jeonbuk Bank mortgage loans can only be viewed on Finda

🔄 Loan Refinancing (Refinancing)

· Refinancing is available for all types of loans, including personal loans, mortgage loans, and Jeonse/monthly rent loans

· Lower interest rates by an average of 4.23%p and up to 14.13%p through Finda refinancing

· Increase loan limits by an average of 14.07 million KRW through Finda refinancing

※ Aggregation Period and Target: 2025.01.01 ~ June 30, 2025, Users who used the loan refinancing service on Finda

🙌 Loan Approval Reviews

· Even customers rejected by other financial institutions received approval for loan products with the best terms on Finda

※ Aggregation Period: Based on Finda internal data as of December 31, 2023 (Finda Post: ‘It works here? The reason to do ‘loan inquiries’ on Finda’)

· Average interest rate quoted at approval decreased from 13.5% to 8.8% in actual execution rate

※ Aggregation Period: November 24–May 25, Analysis Target: Customers who left reviews stating, ‘My loan was approved only on Finda’

· Customers who were burdened by high interest rates but switched to a low-interest rate on Finda

※ Aggregation Period: Based on Finda internal data as of December 12, 2025 (Customers who left reviews stating, ‘I reduced my interest rate from 16.5% to 5.6% on Finda’)

※ For vivid loan success stories Check in the Finda app: Bottom right 'View All' > News > Loan Reviews

🎯 Smart Personalized Loan Management

· Loan management without worrying about late payments with repayment date alarms

· Regardless of whether it's a personal loan, mortgage, or government-backed loan! Integrated management of all loans available when connected to MyData

· Check at a glance which loans must be repaid first when you have spare cash

💡 Financial information tailored just for you

· From complex financial information to investment tips, Finda Post delivers the essentials in an easy-to-understand way

· Provides summaries of news and trends related to financial life and loan policies

· Real-time delivery of the latest financial news via notification features

🔒 Safe protection of personal information

· Operates a 100% security system to block financial fraud

· Provides a safe number to avoid spam calls

· Requests only the minimum information absolutely necessary for the loan process

[Loan Product Guide]

Loan Limit: 1 million KRW ~ Max 250 million KRW

Loan Term: Minimum 12 months, Maximum 120 months

Integrated Interest Rate Range: Annual minimum 2.56% ~ Maximum 20%, with a preferential rate of up to 1%p applicable

Loan Repayment Example: For a 1,000,000 KRW loan with equal principal and interest payments over 12 months at an annual interest rate of 6.5%, the total loan cost is 1,035,557 KRW (monthly payment of 86,296 KRW).

This may vary depending on the personal loan product and repayment method.

Finda-exclusive preferential rates are limited to products from select partner financial institutions and apply only to those who have executed a loan through Finda's 'Loan Comparison Service'.

[Required Permissions]

Phone: Required for identity verification and device authentication

Installed Apps: Used to detect potential threats among applications installed on the smartphone to prevent electronic financial transaction fraud (malicious app detection information and diagnostic information regarding detected malicious apps)

[Optional Permissions]

Storage: Access required when logging in using a joint certificate

Camera: Required for taking photos when signing loan agreements with specific financial institutions or making inquiries to the customer center

Photo: Required for attaching photos when making inquiries to the customer center

* You can use the service even if you do not allow optional permissions, but there may be restrictions on the use of some features.

* If your Android operating system version is below 6.0, all access permissions may be applied as mandatory optional permissions without any optional access permissions. You can reconfigure access permission settings by upgrading your smartphone's operating system to Android 6.0 or higher and reinstalling the Finda app.

Please review the financial product description and terms and conditions before entering into a contract. Customers have the right to receive explanations in accordance with Article 19, Paragraph 1 (Duty to Explain) of the Financial Consumer Protection Act. Finda is an online loan brokerage firm that acts as an agent and broker for the sale of financial products by entering into consignment contracts for loan and credit card membership recruitment with various affiliated financial companies (Check Finda's affiliated financial companies: https://finda.co.kr/ifs-notice).

Finda is a loan brokerage firm registered in accordance with financial laws (Loan Brokerage Agent No. 2021-007). Its identity can be verified through the Financial Supervisory Service portal (https://www.fss.or.kr), the Loan Brokerage Firm Inquiry (www.loanconsultant.or.kr), and the Certificate of Registration and Consignment for Financial Product Sales Agency and Brokerage of Loan Products on the Finda website.

Finda does not have the authority to directly enter into loan contracts; instead, each financial company affiliated with Finda enters into a loan contract with a customer after undergoing loan screening. If loan amounts or credit card usage are excessive compared to repayment ability, your personal credit score may decline, and a decline in your personal credit score may result in disadvantages related to financial transactions. If principal and interest payments are overdue, you may be obligated to repay the full amount before the contract expiration date. The loan limit and interest rate may vary depending on the information entered during the loan inquiry.

Finda Customer Center [1533-6782 (Inquiry-only number)] : Finda App > More > 1:1 Chat Inquiry or care@finda.co.kr

Finda Approved - 202605-01-038 (Valid until May 15, 2027)