Sumi TiềnVay

Sumi TienVay is an online loan application developed and operated by BIDV - SUMI TRUST LEASING COMPANY. LTD, a legally established and operating financial leasing company in Vietnam.

We provide loan services based on the principles of transparency, legal compliance, and user rights protection, helping customers access capital conveniently and responsibly. All information related to the loan, interest rate, term, and payment obligations is clearly displayed before the user confirms.

Advantages of Sumi Loan

Transparent and clear loan information

Full display of interest rates and terms before confirmation

Convenient loan application and management process

Compliance with legal regulations and user information security

Loan Information

Maximum loan amount: up to 45,000,000 VND

Loan term: from 93 days to 365 days

Maximum annual interest rate: 21.9%/year

Loan method: online loan via application

Applicable to: users who meet the eligibility requirements

Detailed information for each loan will be fully displayed in the application before the user confirms the contract.

Loan Requirements

Users must meet the following basic conditions to use the loan service on Sumi TienVay:

Be a Vietnamese citizen, of legal age

Possess a valid identification document (ID card/Citizen Identification Card)

Have valid and active contact information

Provide truthful and accurate personal information

Loan approval depends on the results of the application review and compliance with current legal regulations.

Loan Process

The loan process on Sumi TienVay is designed to be simple and clear:

Download and install the Sumi TienVay application

Register an account and provide personal information as instructed

After approval, choose a suitable loan amount and term.

View loan details, including interest rate, term, and total amount due.

Confirm the loan agreement after fully reading and understanding the terms.

Receive the disbursed funds using the method displayed in the app.

Monitor and make loan payments on time according to the signed contract.

Example Loan

The example below is for reference only to help users understand how interest is calculated. Actual information depends on the contract details displayed in the app.

Loan amount: 10,000,000 VND

Loan term: 180 days

Maximum annual interest rate: 21.9%/year

Estimated interest calculation:

Annual interest:

10,000,000 × 21.9% = 2,190,000 VND

Interest over 180 days:

2,190,000 ÷ 365 × 180 ≈ 1,079,000 VND

Estimated total amount to be repaid:

Approximately 11,079,000 VND

The actual amount and conditions will be clearly displayed in the application before loan confirmation.

Important Responsibilities and Notes

Users should carefully consider their financial capabilities before borrowing.

They are responsible for making full and timely payments as per the contract.

Late payments may result in legal obligations.

The application does not encourage borrowing beyond one's personal repayment capacity.

Operating Unit Information

Company Name: BIDV - SUMI TRUST LEASING COMPANY. LTD

Address: 23rd Floor, TNR Tower – 54A Nguyen Chi Thanh Street, Lang Thuong Ward, Dong Da District, Hanoi, Vietnam

Contact Email: office@bslease.com