Indodana: PayLater & Pinjaman

Learn about Indodana PayLater services:

• Minimum term: 3 months and maximum: 12 months

• Interest rate: 3% for terms of 3, 6, and 12 months

• Maximum APR: 36%

• Example: If you make a purchase of Rp4,000,000, with a 1% provision fee, 3% interest rate, 1% service fee, and pay in installments over 12 months, the total loan amount is Rp5,494,400

• Credit limit: up to Rp50,000,000

Indodana is a PayLater installment service registered with and supervised by the Financial Services Authority (OJK). This app allows you to purchase items online in installments without a credit card at various merchants such as Tokopedia, Cermati, iBox, and over 1,000 other top merchants. The process is fast and hassle-free with a credit limit of up to Rp50,000,000.

Want to buy electronics on credit? Household needs? You can use Indodana for everything.

Indodana PayLater Simulation Example:

If you use your Indodana credit limit to make a purchase of Rp4,000,000, and pay it off in installments over 12 months, here's the simulation:

• Loan principal: Rp4,000,000

• Provision fee: 1%*Rp4,000,000 = Rp40,000

• Loan interest: 3%*12*4,040,000 = Rp1,454,400

• Service fee breakdown: 1% (flat for all tenors)

• Total loan repayment (principal + provision fee + interest): Rp5,494,400 (Rp4,000,000 + Rp40,000 + Rp1,454,400) Total monthly installment: Rp457,867/month (Rp5,494,400/12)

Also enjoy the latest Blibli Tiket PayLater by Indodana service.

What is Blibli Tiket PayLater by Indodana?

This new feature is a collaboration between Indodana, Blibli, and tiket.com to provide One PayLater that can be used across all platforms.

What are the Benefits of Using Indodana?

◉ EASY TERMS: Get a credit limit and your dream item simply by providing personal documents (KTP and Income Validation)

◉ LOW INSTALLMENTS: Installments with low and affordable interest that can be paid monthly

◉ SAFE: Using Artificial Intelligence (AI) and Big Data technology, we ensure that the entire application process is safe and convenient

◉ HONEST FEES: No hidden fees in the application and installment process

Contact Us:

No. Phone: (021) 4059 5888

WhatsApp: 0888 1300 888

Email: cs@indodanafinance.com

Instagram: https://www.instagram.com/indodana.id/

Address: Jl. Tomang Raya No. 38, RT. 18/RW. 4, Jatipulo, Palmerah District, West Jakarta, Special Capital Region of Jakarta 11430