Bajaj Finance : UPI & Loan App

The Bajaj Finance UPI & Loan App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a variety of loans including personal loan, home loan, gold loan, business loan, etc. You can shop offline from 1 million+ products on Easy EMIs, invest in Fixed deposit, get insurance & do much more. You can also easily pay electricity bills, helps with mobile recharge, DTH service & transfer money using BHIM UPI.

Instant Personal Loan App

● Get instant personal loan up to ₹55 Lakh with this loan app.

● Get quick funding with a gold loan by pledging your gold

● Doctors & Chartered Accountants can get funding via professional loan.

● Self-employed individuals can get affordable business loans with Easy EMI options.

Highlights of Personal Loan

✔️ Loan Amount: ₹40,000 to ₹55 Lakh

✔️ Repayment Tenure: 12 to 108 months

✔️ Rate of Interest: 10% to 30% p.a.

✔️ Processing Fees: Up to 3.93% (inclusive of applicable taxes) of the loan amount

Example: For an instant loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340.

Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.

More Loans with the Same Ease

● Home Loan: Make your dream home a reality with home loan at competitive rates and flexible repayment options.

● Gold Loan: Use your gold as security to get a gold loan for any urgent needs

● Business Loan: Designed for business owners, easily meets all expenses related to growth, operations, or expansion using Business loan.

● Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process.

Shop on Easy EMIs

● Shop from 1 million+ products at 1.5 lakh+ stores across India with Easy EMI options.

● Shop LED TV, Washing Machine, Furniture, Electronic appliances and Smartphone on Easy EMI from Bajaj Finance UPI & Loan App.

Recharge & Bill Payments in One Place

● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finance UPI & Loan App.

● Helps with mobile recharge, DTH & FASTag from leading providers.

Payments Simplified with BHIM UPI App

● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills using Bajaj UPI App & authorize your UPI payments by entering the UPI PIN.

● Add money to your Bajaj Pay Wallet & recharge mobile or make bill payments in seconds.

Invest with Ease in Fixed Deposits

● Get high ROI on fresh FDs and renewal of existing FDs.

● You can start investing in Fixed deposit online for just ₹15,000 and get a loan against it.

Mutual Funds for Everyone

● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.

● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.

● Make the most of your investment by paying 0% distributor commission.

Insurance for Every Need

● The Bajaj Finance app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.

● Getting insurance is even easier with digital process.

One App for All Needs

● Fulfill your shopping and travel needs on one platform with 100+ brand partners.

● From instant loan availability to UPI convenience, recharge, and bill payments, your daily tasks become effortless.

Features

● Find all your financial transactions in one place

● Calculate your EMIs for your preferred Easy EMI tenure using the EMI Calculator

● Check your CIBIL score and get the credit health report online

● Download your loan account statements for gold loan, personal loan, etc

● Get quick assistance & timely resolution for your queries

Contact Us:

Bajaj Finance- Off Pune-Ahmednagar Road, Viman nagar, Pune-411014