Personal Loan App by Fibe

The Fibe instant personal loan app is your one-stop solution for all your finance needs. It has served more than 3.3 million+ Indians so far. Get a wide range of products such as instant personal loans, credit cards, fixed deposits, loans against mutual funds, credit score analyser & Purpose Driven Financing.

Download Fibe to get instant financial upgrades at your fingertips.

Benefits of a Fibe Instant Personal Loan:

-Get up to ₹10 lakhs

-Instant disbursal - direct to your bank in 2 minutes

-Flexible repayment from 6 to 36 months

-No foreclosure charges - close your loan anytime, at zero extra cost

-100% digital process with zero paperwork

-Affordable EMIs for every need

Flexible Tenures for Easier Monthly Payments:

Here’s how your monthly payout reduces when you choose a longer repayment period:

₹1,00,000 for 6 months → Approx. ₹17,500/month

₹1,00,000 for 12 months → Approx. ₹9,300/month

With a longer tenure, your EMI becomes much lower - making repayment easier & more

affordable every month.

Personal Loan Fees & Charges:

-Interest: Starting from 16.75%

-Processing fee: 3 – 3.5% of loan amount

-Foreclosure charges: Free!

-Late payment: ₹500 or 3% (whichever is higher)

-Bounced payment: ₹500/bounce

-APR: 16.75% – 45%

-Stamp duty: 0.1% of loan amount

-Mandate rejection: ₹250 + GST

Example of How Personal Loans from Fibe Work:

-Amount borrowed: ₹5,00,000 for 3 years

-Processing fee (3% + GST + stamp duty): ₹18,200

-Interest rate: 20% p.a. (reducing balance)

-EMI: ₹18,582

-Total payable: ₹6,68,952

-Total interest: ₹1,68,944

-Total cost of loan: ₹1,87,144

Purpose Driven Financing:

Our financing solutions make life’s most important needs affordable & within reach. Fibe is the go-to financing partner across 10,300+ touchpoints.

Healthcare Financing:

-Cover medical procedures & emergencies up to ₹10 lakhs

-Low EMIs with flexible tenures

-Accepted at top partner hospitals & clinics across India.

Education & Upskilling Financing:

-Finance coaching, courses, certifications & upskilling

-Affordable repayment plans

-Available at leading institutes across India.

Benefits of a Fixed Deposit on Fibe:

-Invest from ₹1,000 to ₹5 lakhs

-100% digital FD booking

-Easy withdrawals

-Deposits up to ₹5 lakhs insured by DICGC

-Invest in RBI-approved banks & NBFCs

Benefits of a Loan Against Mutual Funds:

-Credit limit up to ₹10 lakhs

-Interest-only EMIs starting at 11%

-Works across 8,000+ approved mutual fund schemes

-Access instant funds while your investments continue to grow

Other Features of the Fibe App:

-Access all your financial transactions in one place

-Shop for gift vouchers & explore offers from leading brands

-Check & monitor your credit score for free

-Exclusive referral programs that help you earn up to ₹1,000 every month

At Fibe, we believe in transparency. All fees & charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your transaction details with Fibe 24/7 through our app.

About Fibe:

The Fibe app is owned by Social Worth Technologies Ltd & facilitates lending services primarily through our RBI-registered NBFC arm, EarlySalary Services Pvt Ltd & other partner NBFCs. It is ISO/IEC 27001 certified, its app is PCI DSS compliant, and it ensures better data security.

Download Fibe today!

Our Partner NBFCs:-

EarlySalary Services Pvt Ltd

Northern Arc capital Ltd

HDB Financial Services Limited

Kisetsu Saisown Finance (India) Private Limited

Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.)

OXYZO Financial Services Limited

TATA Capital Limited

Mirae Asset Financial Services (India) Pvt. Ltd

Cholamandalam Investment & Finance Company Limited (CIFCL)

Vivriti Capital Limited

Contact Details:

Telephone: 020-67639797

Email: care@fibe.in

Address

Social Worth Technologies Ltd,

404, The Chambers

Viman Nagar

Pune – 411014