Kubiz: Loan App, Instant Cash

Kubiz is a Loan App built for Salaried Indians. Get an instant loan quickly, easily and safely to your bank account and take care of all your personal emergencies and needs with a cash loan. Avail attractive interest rates, speedy approvals, and hassle-free repayments with Kubiz instant loan online app.

📈Why choose the Kubiz loan app?

- Quick and Easy finance for your emergency needs

- 100% Digital. No app loan paperwork required

- Safe and secure: RBI approved.

- Affordable EMIs

💳On approval, get a direct cash loan bank transfer within minutes from our lending partner RBI registered NBFC “Kubiz Capital Private Limited”. Kubiz Capital follows a dynamic risk-based pricing model with instant loan terms & rates described below.

Personal Loan fees and charges:

- 
Loan Amount: From ₹ 10,000 to ₹ 1,00,000

- Tenure: 3 to 4 months

- Annual Percentage Rate (APR): Up to 36%

- Interest Rate: 1.5% to 3% per month

- Processing Fee: Starting 7.5% of Loan Amount (Exclusive of GST)

- Service Fee: Starting at 6% of Loan Amount (Exclusive of GST)

- GST: 18% on Processing Fee and Service Fee

🏦Representative Example of how personal loans at Kubiz work:

Loan Amount: ₹ 10,000

Loan Tenure: 3 Months

Processing Fee@8.5% = ₹ 1003 (inc. GST)

Service Fee@21% = ₹ 2478 (inc. GST)

Interest@9% = ₹ 600

Amount Disbursed: ₹ 8997

Repayment schedule below:

First Instalment: ₹ 4359

Second Instalment: ₹ 4359

Third Instalment: ₹ 4359

Total Repayment ₹ 14081

Eligibility:

- Must be an Indian National with a Valid Pan Card and Aadhaar Card

- Must be over the age of 18 years

- Minimum Monthly Income should be ₹ 15,000

Steps to avail a loan:

- Install the Kubiz App

- Register with your Mobile number

- Enter basic information and verify your KYC by Aadhaar OTP

- Verify Bank Account

- Upon approval: Read & provide acceptance on the charges and Sign loan agreement

- Loan disbursed

Documents required:

1. Address Proof (Aadhaar)

2. Selfie

3. PAN Card

4. Valid Bank Account

Our RBI registered Partner NBFC:

Kubiz Capital Private Limited

For queries email us at - care@kubiz.in
Address - 3rd Floor, Opus Park, Plot No. F-21, MIDC Central Rd, Seepz, Andheri East, Mumbai, Maharashtra 400093, India

Get an instant loan, cash loan and pay later with loan instant personal loan app.