ShubhLoan-Personal Loan App

ShubhLoan: Apply online and get approved in minutes. No hidden fees, 100% transparent borrowing for every Indian.

Our Personal Loan Details

- Loan Amount : ₹50,000 - ₹300,000

- Tenure: 91 days - 360 days

- Max Annual Percentage Rate (APR): 15% per annum

Loan Example (Transparent & No Hidden Fees)

• Loan Amount: ₹60,000

• Tenure: 12 Months

• Interest Rate: 15% (Calculated in descending order of principal)

• Monthly EMI: ₹5,429

• Total Interest Payable : ₹5,429 x 12 months - ₹60,000 Principal = ₹5,148

• Handling Charges (incl. GST): ₹1,500 + ₹270 GST = ₹1,770

• Disbursed Amount: ₹60,000 - ₹1,770 = ₹58,230

• Total amount due: ₹5,429 x 12 months = ₹65,148

• Total Cost of Loan: Interest Amount + Fees = ₹5,148 + ₹1,500 = ₹6,648

*Terms and conditions apply. Handling charges may vary slightly based on customer profile.

Get 100% secure, digital, and hassle-free personal loans with a simple, no-fuss application process. Apply for an online personal loan in minutes on the ShubhLoan app, track disbursements in real-time, manage EMIs effortlessly, and enjoy a seamless borrowing experience—all at your fingertips.

ShubhLoan — Your Go-To Personal Loan Solution

We specialize in personal loans tailored to your every need—whether it’s emergency cash, medical expenses, home renovations, travel, education, or any other personal financial requirement. Our app makes borrowing simple, fast, and secure, with no collateral or tedious paperwork.

Why Choose ShubhLoan for Your Personal Loan?

- Instant Approval: Our intelligent review system ensures quick approval in minutes—save time and effort, no long waits.

- 100% Digital Process: No paperwork, no branch visits. Apply, get approved, and receive funds—all from the comfort of your home.

- No Hidden Fees: Complete transparency with all charges disclosed upfront—no surprises, no hidden costs.

- Flexible Repayment: Multiple repayment methods and flexible loan terms (91 days to 360 days) to match your monthly budget and individual needs.

- Hassle-Free Disbursement: Once approved, the loan amount is directly credited to your bank account—fast, convenient, and reliable.

- Privacy & Security: We use advanced encryption technology to protect your personal and financial information, strictly complying with Indian data protection regulations.

Responsible Lending You Can Trust

All personal loans offered by ShubhLoan comply with RBI regulations and our strict Responsible Lending Policies. We ensure that you borrow within your means, with transparent terms and fair repayment plans.

How to Apply for a Personal Loan with ShubhLoan?

Our 5-step process is simple and quick—get funds in your account in no time:

1. Log in to the ShubhLoan Personal Loan App.

2. Fill in your basic personal information accurately.

3. Enter the desired loan amount (₹50,000 - ₹300,000) and select your preferred tenure.

4. Provide your valid bank details for fund disbursement.

5. Submit your application—once approved, funds are directly deposited into your bank account.

For seamless, 100% digital, secure, and convenient personal loans at your fingertips, download the ShubhLoan app today and experience hassle-free borrowing!

We respectfully certify that our organization has established a formal cooperative relationship with Lucky Holdings Private Limited, as demonstrated on the official webpage located at: https://www.lucky-hold.com/financial-partners.html

Contact Us

- Mail: developer@aliadopatrimonio.com

- Phone Number: +91 7352845202

- Address: P- 201, CIT ROAD SCHEME VI - M, GROUND FLOOR , KOLKATA, West Bengal, India - 700054.