Cartão de Crédito: novücard

Meet novücard, the credit card for those who think about the future.

Novücard is a credit card with a payroll deduction limit, reliable payroll deduction, and exclusive benefits that make a difference in your daily life.

With novücard, your credit evolves with you. In addition to the payroll deduction limit, our technology automatically adjusts your limit according to your usage, providing total flexibility and smart savings.

🚀 Why choose novücard?

💳 Up to 60% of your salary as a limit: Have a limit proportional to your earnings with fast approval in minutes.

💰 Your salary advanced every month: Don't wait for payday. Have a credit limit on your card to make your purchases before receiving your salary.

🔄 Double Limit: Choose the amount you want to deduct from your salary and receive double that amount as a credit limit on your card.

📉 Convenient Payroll Deduction: Avoid late fees and interest! Part of your bill is automatically paid with your salary balance.

⚡ More credit every month: Receive up to 5% of the value of your purchases back as Bonus Credit on your card. The more you use it, the more your limit grows! Just pay the total amount of your bills on time:

- 5% extra credit on streaming subscriptions;

- 2% on purchases on more than 10 partner platforms;

- 1% on all other purchases.

(Bonus Credit is subject to exclusion rules; see the FAQ for more details.)

💰 Save, save, save!

💸 Exclusive discounts of up to 35%: Save at more than 4,000 physical and digital stores with leading brands on the market, such as Droga Raia, Drogasil, Domino's, Primeira Mesa and many more. Want more? The benefits don't stop there! With the novücard you also get:

🛒 Installment payments in the app: Bought something in cash at physical stores or online? With novücard installment payments, you buy in cash and then pay in installments directly in the app. More flexibility to get what you need without straining your monthly budget.

🔒 Enhanced security with dynamic CVV: An extra layer of security to protect transactions and provide more peace of mind when shopping online.

⭐ Advantages of the Vai de Visa Program: Use novücard and enjoy the exclusive benefits of the Vai de Visa program, which offers special deals and unique experiences. Register your novücard!

👥 Personalized Customer Service: Whenever you need help, count on our team through your preferred channel (WhatsApp, email, phone, and social media).

🏆 Synonymous with trust and security.

- We have the RA1000 Seal, the highest reputation rating from Reclame Aqui, guaranteeing excellent customer service.

- We were finalists for the Reclame Aqui 2023 award and consecutively nominated in 2024, 2025, and 2026 among the most trusted companies in Brazil.

- We are part of the Central Bank's Lift Innovation Program.

- We have millions of downloads and are one of the most beloved financial apps in Brazil, with the highest ratings on the Google Play Store and the Apple Store.

- We have a strong mission to promote financial justice.

Like it? Download the app now to request your novücard credit card and refer friends to enjoy it with you!

And don't forget: double your credit limit, convenient payroll deduction, and real savings – you'll only find it with novücard! 🤑

Digicash do Brasil Ltda - CNPJ 31.746.678/0001-41

R. Santa Justina, 660 - Conjunto 61 - Vila Olímpia - São Paulo - SP