SELENA - Cash Loan, Payday

SELENA: Loans and microloans — an application for submitting a loan application online with clear terms, preliminary calculation and transparent display of the amount to be returned.

In the application, you can select the loan amount, specify the term, get acquainted with the key conditions, calculate the approximate overpayment and send an application online. Before processing, the main parameters are displayed: amount, term, APR, interest for the period, return date and the total amount to be paid.

SELENA is suitable for situations when money is needed for personal expenses: payment for services, purchases, repairs, travel, household tasks or other goals. The registration process takes place online, without unnecessary steps and complex formulations.

APPLICATION FEATURES

— submitting a loan application online;

— choice of loan amount and term;

— preliminary calculation of overpayment;

— display of APR before sending the application;

— calculation of the total return amount;

— information about the payment date;

— clear description of loan terms;

— opportunity to assess the financial load in advance.

KEY LOAN TERMS

— loan amount: from 1 000 ₽ to 100 000 ₽;

— minimum loan term: 61 days;

— maximum loan term: up to 365 days;

— APR / annual rate: from 0% to 36% per annum;

— daily rate: up to 0.0986% per day;

— commissions: included in the APR if provided for by the terms of the contract;

— age of the borrower: from 18 years old;

— documents: passport of a citizen of the Russian Federation;

— receiving money: to a bank card;

— repayment: by bank card or other available method;

CALCULATION EXAMPLE

Loan amount — 10 000 ₽.

Loan term — 61 days.

APR — 36% per annum.

Daily rate — 0.0986%.

Interest calculation: 10 000 × 36% / 365 × 61 = 601.64 ₽.

Total amount to be returned: 10 000 ₽ + 601.64 ₽ = 10 601.64 ₽.

The return date is specified before processing the application. The calculation is given for example. The exact return amount is displayed in the application before sending the application.