Loto เงินกู้

Loto Loan is a digital online financial service platform developed and operated by NGERN RUEANG JIB COMPANY LIMITED, which also provides all loan financing.

Our platform operates under the supervision of the Bank of Thailand (BOT), focusing on providing legally compliant, transparent, and secure personal loans to users in Thailand.

Users can apply for loans via the application anytime, anywhere, with a convenient and fast process and a high-security data management system.

Product Features

- 💰 Maximum loan amount: 38,000 THB

- 📊 Maximum Annual Percentage Rate (APR): 15% per annum

- 🗓️ Repayment period: 90 – 360 days

- 🎁 First-time users receive a 5% discount coupon

- 📱 Apply and manage loans online

- 🔒 Secure data protection and information security system

- 📄 Transparent display of interest rates, fees, and conditions; no hidden fees

Terms and Conditions for Loan Applicants

For safety and compliance with legal regulations. Loan applicants must meet the following criteria:

- Be at least 20 years of age.

- Possess a valid Thai national identification card.

- Have the ability to repay the debt.

- Have no history of overdue payments or seriously unusual borrowing behavior.

- Agree to the company's terms of service and privacy policy.

Loan Example

- Loan Amount: 10,000 THB

- Repayment Period: 180 days

- Maximum Annual Rate (APR): 15%

Approximate Calculation:

Annual Interest = 10,000 × 15% = 1,500 THB

Interest per Day ≈ 1,500 ÷ 365 ≈ 4.11 THB

Total Interest over 180 Days ≈ 4.11 × 180 = 739 THB

Approximate Total Repayment: 10,000 + 739 = 10,739 THB

Service Highlights

- Easy and fast application process

- Operates under the supervision of the Bank of Thailand

- Choose your preferred repayment period

- Official customer service contact channels available

Important Note

Loto Loan is a legally operating online financial service platform. Interest rates, fees, and terms and conditions are clearly disclosed within the application.

Please review the information and terms and conditions before applying for a loan. And you should plan your finances carefully to avoid unnecessary debt.

Contact Us

For any questions or suggestions, you can contact us through the following channels:

- 📧 Email: sales@ngernrueangjibco.com

- ☎️ Phone: +66 7845963345