FlexiBee : Secure Data Loan

FlexiBee is an innovative digital lending platform created by FLEXIFINTECH SOLUTIONS PRIVATE LIMITED. We operate strictly as a Technology Service Provider (LSP) to facilitate access to formal credit for Indian citizens. We do not lend our own money; instead, we partner with Vaishali Securities Limited, a trusted and RBI-authorized Non-Banking Financial Company (NBFC). Our platform ensures a paperless journey, transparent terms, and a seamless interface to manage your credit needs without any hidden surprises.

💰 Key Loan Highlights

Credit Range: ₹6,000 to ₹70,000

Repayment Tenure: 91 days to 240 days

Annual Percentage Rate (APR): 20% to 24% (Based on the user's risk profile)

Transparent Pricing: No upfront hidden fees. All interest charges and repayment schedules are clearly displayed in the app before you accept the loan agreement.

Representative Cost Example

(This is a sample calculation. Final terms depend on the partner NBFC's credit assessment.)

Approved Principal: ₹20,000

Chosen Tenure: 100 days

Interest Rate (APR): 21.9% per annum

Daily Interest Rate: 21.9% ÷ 365 = 0.06%

Total Interest Payable: ₹20,000 x 0.06% x 100 days = ₹1,200

Total Repayment Amount: ₹20,000 (Principal) + ₹1,200 (Interest) = ₹21,200

🏦 Regulatory & Partnership Disclosure

FlexiBee complies completely with the Reserve Bank of India’s (RBI) Digital Lending Guidelines. All credit decisions, loan approvals, and fund transfers are managed exclusively by our regulated lending partner:

Lending Partner: Vaishali Securities Limited (RBI-Approved NBFC)

Registered Address: D- 504, Swati Crimson Daskroi, Shilaj Thaltej Ahmedabad Gujarat 380059

Official Website: https://www.vaishalisecuritiesltd.com

Support Email: contact@vaishalisecuritiesltd.com

✨ Platform Features

Completely Digital: Apply directly from your smartphone with zero physical paperwork.

Quick Processing: Fast document verification and direct bank transfer by our NBFC partner.

Easy Tracking: Monitor your loan status, view repayment schedules, and pay directly through the app.

User Eligibility

To successfully apply, users must meet the following criteria:

Must be a citizen of India.

Minimum age of 18 years.

Must hold a valid PAN card.

Must have a steady source of income.

Must have an active Indian bank account to receive funds.

Privacy & Data Security

Your privacy is our top priority. FlexiBee utilizes advanced encryption standards to protect your data. In compliance with RBI data localization mandates, all user data is stored on highly secure servers located physically within India. We only share necessary KYC and financial data with our partnered NBFC for underwriting purposes, and always with your explicit consent. We never sell your data to unauthorized third parties.

📞 Contact Us

We are here to help! For app-related queries or tech support:

Technology Provider: FLEXIFINTECH SOLUTIONS PRIVATE LIMITED

Customer Care Email: legal@flexifintechltd.com

Customer Care Phone: +91 9992936876

Corporate Website: https://flexifintechltd.com

Office Address: Cm Madan D-1/64, Block d-1, Aruna Park, Shakarpur, East Delhi