Loan online - MARTIN

"Online loan, to card - MARTIN" is a service where you first review the terms and calculations, and only then make a decision. The app helps you solve short-term needs without unnecessary waiting: choose a product, review the parameters, confirm — and proceed with repayment according to your selected scenario.

When it usually helps:

urgent health or medication expenses;

household needs (repairs, appliances, services);

mandatory payments to avoid disrupting your personal budget.

Key Terms (fixed in an individual agreement after risk checks and approval):

Loan amount: Standardly 8,000–100,000 ₽; in specific scenarios, it may display 1,000–200,000 ₽ (depending on risk assessment and lender's decision).

Term: 61–91 days (schedule depends on the selected product).

Daily rate: 0.08%–0.10% per day.

Maximum APR: Up to 31% annually.

Repayment structure: Lump sum on the due date or in installments (depending on product terms).

APR is calculated based on the approved amount, the applicable daily rate, and the selected term. The final parameters are secured in your individual agreement.

Calculation Examples:

Example 1: 100,000 ₽ for 91 days, 0.10% per day — total to repay is 109,100 ₽, service cost 9,100 ₽, APR: 31%.

Example 2: 50,000 ₽ for 61 days, 0.09% per day — total to repay is 52,745 ₽, service cost 2,745 ₽, APR: 31%.

How to repay:

remote transfer via the digital interface;

bank transfer to the lender's checking account;

payment through partner organizations or payment terminals.

Extension and Early Repayment:

An extension of up to +30 days is possible upon payment of the accrued interest for the current date. Early repayment is allowed at any time without additional penalties; upon early return, charges are recalculated based on the actual period of use.

Rights and Obligations:

You have the right to receive full information before accepting the agreement and to close the loan early without penalties within the legal framework and contract terms. Your obligation is to make payments according to the agreed schedule and provide up-to-date information during registration and servicing.