InnKaya

Flexible Credit · Secure Loans

InnKaya is a regulated direct lender licensed by CNBV (SOFOM ER) in Mexico. We strictly comply with CNBV regulations and anti-money laundering laws, providing fully transparent and legitimate lending services to protect your rights.

No in-person visits required — the entire process is online. We offer professional lending services for emergency cash flow, personal expenses, or short-term financing, combining convenience and full regulatory compliance.

Product Features

Legitimate & Secure: Licensed and regulated by CNBV (SOFOM ER), processes are transparent and traceable, with no hidden fees.

Fast & Efficient: Complete your loan application in 3 steps: fill in basic information, verify identity, and get a decision within minutes. Once approved, funds are deposited directly into your designated bank account.

Flexible Terms: Loan amounts from 1,000 to 100,000 MXN, terms from 91 days to 24 months.Annual Percentage Rate (APR): 18.25% – 29.2%.Total Annual Cost (CAT): up to 29.2%.No hidden charges. Personalized plans based on your credit profile and repayment ability.

Data Security: Advanced encryption technology protects your personal, banking and transaction data. We comply with CNBV geolocation requirements to prevent fraud and safeguard your privacy.

Representative Example

Loan of 10,000 MXN for 91 days at 0.06% daily interest:Interest: 10,000 × 0.06% × 91 = 546 MXNTotal repayment: 10,000 + 546 = 10,546 MXNNo additional fees. Plan your payments clearly.

Customer support is available to answer all your lending questions.

Eligibility

Mexican citizens or permanent residents aged 18+

Valid official ID

Mexican bank account and stable income

As a CNBV-licensed direct lender, we operate with no intermediaries, simplifying processes and speeding up funding. We provide safer, more transparent, and convenient lending to support responsible personal finance.

Important Notice: Loans require responsible financial planning. Late or missed payments may negatively affect your credit score. Final approval is subject to credit evaluation.