Sunny Rupee

If you are facing short-term financial pressure in your daily life, Sunny Rupee aims to assist you by providing clear and structured information, helping you understand available financial options and address your financial needs.

Lending Partner

All loan products available on the Sunny Rupee app are issued by Nishtha Leasing Pvt Ltd. (https://nishthaleasing.in/partner), a Non-Banking Financial Company (NBFC) duly registered in India.

Credit Overview

Loan amount: ₹5,000 to ₹100,000

Loan tenure: 120 to 360 days

Maximum Annual Percentage Rate (APR): 20%

Fees & Charges

Processing fee: 1% of the approved amount

GST: 18% applicable on the processing fee

Eligible age: 20 to 60 years

Sample Loan Illustration

For a loan amount of ₹50,000 with a repayment period of 180 days at an APR of 20%:

Interest: ₹50,000 × 20% × (180 / 365) ≈ ₹4,931

Processing fee: ₹50,000 × 1% = ₹500

GST on processing fee: ₹500 × 18% = ₹90

Total amount payable: ₹50,000 + ₹4,931 + ₹90 = ₹55,521

Eligibility Requirements

Applicants must be Indian residents aged between 20 and 60 years

Valid KYC documents and income proof are required

Final approval is subject to internal verification and credit assessment

Customer Support

For any questions or assistance, please contact us at:

cs@valendrixfintechprivatelimited.com