มีใช้-กู้เงินปลอดภัย สะดวก

Have it – Manage every problem… by yourself! Our personal loan application is your trusted partner and support system, helping you proudly overcome any financial emergencies! We understand your needs and are ready to regain control with our legally compliant provincial-level microfinance services (Pico Finance), regulated by the Ministry of Finance, transparent and 100% secure. Boost your liquidity and move forward without interruption, without bothering anyone.

Get more financial freedom than ever before!

- Easy self-application: Complete all steps through the app. No travel or complicated paperwork required.

- Independent, no guarantor needed: No guarantor or collateral required.

- Fast approval, quick disbursement: Receive the loan amount directly into your account for immediate use.

- Flexible and understanding: Reduced balance interest, early repayment or debt consolidation without penalty.

- Safe and secure: We do not collect any deposit or fees in advance before loan approval and disbursement.

Loan Details and Applicant Qualifications

Loan Service Information:

- Approved Loan Amount: 1,000 - 50,000 THB (We support all sizes to meet your needs)

- Maximum Annual Percentage Rate (APR): 10% - 35.80% per year (Interest calculated on a reducing balance basis, fair and helps you save real money when you make extra payments)

- Repayment Period: 91 - 180 days (Choose a flexible repayment plan for your life)

Eligibility Requirements:

1. Thai nationality, aged 20 - 60 years old.

2. Have a regular income or be a small business owner with a clear source of income.

3. Have a smartphone, a contactable phone number, and an active bank account in your own name to receive transfers.

4. Easy application using only your "Original Thai National ID Card" for secure facial verification via the app (no additional documents required).

Example of Loan Calculation (Reducing Balance Loan)

- Loan Amount: 20,000 Baht

- Interest Rate: 20% per annum

- Repayment Period: 120 days (4 months)

Installment 1:

Payment Amount: 5,207.16 Baht

(Breaking down: Principal 4,878.39 Baht | Interest 328.77 Baht)

Installment 2:

Payment Amount: 5,207.16 Baht

(Breaking down: Principal 4,958.59 Baht | Interest 248.57 Baht)

Installment 3:

Payment Amount: 5,207.16 Baht

(Breaking down: Principal 5,040.1 Baht | Interest 167.06 Baht)

Installment 4:

Payment Amount: 5,207.16 Baht

(Breaking down: Principal 5,122.94 Baht | Interest 84.24 Baht)

Total Repayment Amount: 20,828.64 Baht (including interest of 828.64 Baht)

Note: This example is a preliminary calculation for understanding purposes, based on a 30-day month basis. The actual installment amount and interest may vary slightly depending on the number of days in each month and the actual payment date according to the declining balance method.

About the Company and Contact Information: The "Mee-Chai" application operates legally under the supervision of the Ministry of Finance, ensuring compliance with security standards and personal data protection (PDPA).

- Licensed Pico Finance Company: SKYLINK TECHNOLOGY CO., LTD.

- License Number: 1179/2569

- Application Developer: Smartcore Tech Co., Ltd.

For more information or assistance:

- LINE Official Account: @mee-chai

- Email: cs@smartcoretech.co.th